We Finance Properties Across
Greater Toledo.
From Old West End professionals to high-yield East Toledo and Oregon rentals — if it generates rental income in the Toledo metro, we can finance it.
Toledo DSCR Loans
Built for Toledo Investors.
Strong Gross Yields
Toledo's low property prices relative to rent create some of the best entry-level DSCR ratios in northwest Ohio.
Diversified Tenant Base
University of Toledo, ProMedica, Mercy Health, and manufacturing employers drive consistent rental demand.
LLC & Entity Vesting
Close in your LLC or trust. DSCR loans accept all entity types for maximum flexibility.
No Income Docs
Qualify on Toledo property rental income. Your personal tax situation doesn't factor into underwriting.
Self-Employed Investor Friendly
Write-offs won't disqualify you. We look at the property cash flow, not your Schedule C.
No Portfolio Limit
Add Toledo properties to your portfolio without DTI restrictions or property count caps.
Full Program Details
on the Main Page.
See all programs, requirements, and rates on our main DSCR Loans page.
Long-Term Rental
SFR, 2–8 units, condos. 30-yr fixed or ARM. Up to 80% LTV.
- No DTI limits
- Up to 80% LTV
- $100K–$5M
Short-Term / Airbnb
AirDNA data accepted. Up to 75% LTV. LLC vesting OK.
- AirDNA accepted
- Up to 75% LTV
- $150K–$3.5M
Cash-Out Refinance
Pull equity from stabilized rentals. Up to 75% LTV. No income docs.
- No income docs
- Up to 75% LTV
- Unlimited properties
Common Questions
Answered.
Get Pre-Qualified
in Minutes.
No credit pull required. Tell us about your property and a loan officer will reach out within 24 hours.
What type of DSCR loan do you need?
No credit pull · Takes 2 minutes · No obligation
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