Dayton Ohio investment rental properties
Dayton, OhioNo Income Verification

DSCR Loans for
Dayton Investors.

Dayton's rent-to-price ratios are among the best in Ohio — qualify on the property's cash flow, not your personal income. No W-2s, no tax returns. We close Dayton DSCR loans in 21 days.

Service Area

We Finance Properties Across
Greater Dayton.

From Oakwood and Centerville to high-yield Belmont and Huffman — if it generates rental income in the Dayton metro, we can finance it.

Oakwood
Centerville
Kettering
Beavercreek
Miamisburg
Bellbrook
Huber Heights
Riverside
Belmont
Huffman
Trotwood
Vandalia
Why DSCR

Dayton DSCR Loans
Exceptional Ohio Yields.

Exceptional Rent-to-Price Ratios

Dayton's low acquisition costs relative to rental income make it one of Ohio's strongest DSCR qualification markets.

Wright-Patt Tenant Demand

Wright-Patterson AFB and local employers create consistent tenant demand across Dayton suburbs.

LLC Vesting Allowed

Close in your LLC, LP, or trust for full asset protection. DSCR loans are entity-friendly by design.

No Income Docs

Qualify on Dayton property rental income. Your W-2 or Schedule C doesn't factor in.

Self-Employed Investor Friendly

Tax write-offs won't hurt your loan. We look at the rent — not your tax return.

Portfolio Scaling

No cap on financed properties. Add Dayton deals as fast as you find them.

Loan Programs

Full Program Details
on the Main Page.

See all programs, requirements, and rates on our main DSCR Loans page.

Long-Term Rental

SFR, 2–8 units, condos. 30-yr fixed or ARM. Up to 80% LTV.

  • No DTI limits
  • Up to 80% LTV
  • $100K–$5M

Short-Term / Airbnb

AirDNA data accepted. Up to 75% LTV. LLC vesting OK.

  • AirDNA accepted
  • Up to 75% LTV
  • $150K–$3.5M

Cash-Out Refinance

Pull equity from stabilized rentals. Up to 75% LTV. No income docs.

  • No income docs
  • Up to 75% LTV
  • Unlimited properties
FAQ

Common Questions
Answered.

Get Started

Get Pre-Qualified
in Minutes.

No credit pull required. Tell us about your property and a loan officer will reach out within 24 hours.

Hours
Mon–Fri 8am–7pm EST
Step 1 of 9
DSCR Pre-qualification(380) 262-6287

What type of DSCR loan do you need?

No credit pull · Takes 2 minutes · No obligation