We Finance Properties Across
Greater Cincinnati.
From urban OTR rentals to suburban Hyde Park SFRs and Blue Ash duplexes — if it generates rental income in the Cincinnati metro, we can finance it.
Cincinnati DSCR Loans
Built for Cincinnati Investors.
Urban Revitalization Markets
OTR, Walnut Hills, and Northside have seen strong rent growth — creating excellent DSCR ratios for early investors.
Diversified Tenant Base
P&G, UC Health, University of Cincinnati, and Xavier drive consistent rental demand across Cincinnati submarkets.
LLC & Entity Vesting
Close in your LLC or trust for asset protection. DSCR loans are fully entity-friendly.
No Personal Income Required
Qualify on the Cincinnati property's cash flow. Your Schedule C write-offs won't hurt your loan.
Self-Employed Investors
Self-employed investors often qualify more easily with DSCR than with conventional underwriting.
Scale Without DTI Limits
No limit on financed properties. Add Cincinnati deals as fast as you find them.
Full Program Details
on the Main Page.
See all programs, requirements, and rates on our main DSCR Loans page.
Long-Term Rental
SFR, 2–8 units, condos. 30-yr fixed or ARM. Up to 80% LTV.
- No DTI limits
- Up to 80% LTV
- $100K–$5M
Short-Term / Airbnb
AirDNA data accepted. Up to 75% LTV. LLC vesting OK.
- AirDNA accepted
- Up to 75% LTV
- $150K–$3.5M
Cash-Out Refinance
Pull equity from stabilized rentals. Up to 75% LTV. No income docs.
- No income docs
- Up to 75% LTV
- Unlimited properties
Common Questions
Answered.
Get Pre-Qualified
in Minutes.
No credit pull required. Tell us about your property and a loan officer will reach out within 24 hours.
What type of DSCR loan do you need?
No credit pull · Takes 2 minutes · No obligation
DSCR Loans in Other Ohio Markets: